Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

What is a “hardship program” and how can it help with debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
Are there any tax consequences to debt settlement?
What is the difference between debt negotiation and debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
How do I know if debt settlement is right for me?
Are there any risks associated with using a debt settlement firm?
What happens if I miss a payment on a debt settlement?
What if the creditor refuses to settle the debt?
Is debt settlement better than bankruptcy?

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