Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

Are there any legal risks associated with debt settlement?
Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate a debt settlement on my own?
How do I make sure I receive a fair settlement from my creditors?
What will happen to my credit score after a successful debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
Who should I contact to settle my debt?
What is the difference between debt negotiation and debt settlement?
Are there any alternatives to debt settlement?
What is the average time frame for debt settlement negotiations?

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