Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

Can I negotiate multiple debts at once during the settlement process?
Can I negotiate a debt settlement without the help of an attorney?
How do I find out the balance of my debt?
Can I negotiate a lower principal balance as part of a debt settlement?
What should I do if I can’t agree on a settlement amount?
Can I negotiate a reduced settlement amount?
What if I can’t pay the full amount of a debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
What is an unsecured debt and how does it impact debt settlement?
What happens to the debt that’s been settled?

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