Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What is the difference between debt negotiation and debt settlement?
What are the risks of choosing to settle a debt?
How can I monitor my progress during a debt settlement process?
What is the process for appealing a denied debt settlement?
What will happen to my credit score after a successful debt settlement?
Are there any discounts available for debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?
Are there any risks associated with using a debt settlement firm?
Does debt settlement hurt my chances of obtaining new credit?
How do I know if debt settlement is right for me?

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