Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What is a lump-sum debt settlement and how does it work?
Are there any programs offering debt settlement help?
What if the creditor refuses to settle the debt?
What is an unsecured debt and how does it impact debt settlement?
What are the risks of choosing to settle a debt?
How does debt settlement impact my credit score?
How long will it take to settle a debt?
Can a debt settlement company guarantee a successful settlement?
How will I know if the debt settlement negotiations are successful?
What is the best way to negotiate a debt settlement?

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