Are there any ways to avoid paying for a debt settlement service?

Related FAQs

Can I negotiate a reduced settlement amount?
Are there any alternatives to debt settlement?
What is debt settlement law?
Can I negotiate debt settlement with multiple creditors at once?
Are there any legal requirements to debt settlement?
Can I negotiate more than one debt settlement at once?
Can a creditor challenge a debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
What is the difference between debt negotiation and debt settlement?
What is the process for appealing a denied debt settlement?

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