Are there any ways to avoid paying for a debt settlement service?

Related FAQs

Can I settle a debt if I’m unemployed?
How does a creditor determine if a debt should be settled?
How do I make sure I receive a fair settlement from my creditors?
When is it best to pursue debt settlement?
What if I can’t pay the full amount of a debt settlement?
Can I negotiate more than one debt settlement at once?
Are there any legal risks associated with debt settlement?
Are there any alternatives to debt settlement?
Can I negotiate a lower interest rate as part of a debt settlement?
How do I find out the balance of my debt?

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