Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What will happen to my credit score after a successful debt settlement?
How do I stop debt collection calls during the settlement process?
Is there a statute of limitations on debt settlement?
Are there any legal risks associated with debt settlement?
Are there any tax implications of debt settlement?
Is debt settlement reported to credit bureaus?
Can a creditor challenge a debt settlement?
How can I learn more about debt settlement laws in my state?
What if I can’t pay the full amount of a debt settlement?
What happens if a debt settlement is not completed on time?

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