Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What is an unsecured debt and how does it impact debt settlement?
How do I make sure I receive a fair settlement from my creditors?
Can I negotiate a reduced settlement amount?
How can I monitor my progress during a debt settlement process?
Who should I contact to settle my debt?
What is the difference between debt settlement and debt consolidation?
Is there a minimum debt amount to qualify for debt settlement?
What are my rights and options when it comes to settling debt?
How do I protect my credit score during a debt settlement?
What is the difference between debt settlement and debt management?

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