Are there any ways to avoid paying for a debt settlement service?

Related FAQs

How do I find out the balance of my debt?
Can I negotiate a lower interest rate as part of a debt settlement?
How do I know if a debt settlement company is reputable?
What is a deemed satisfaction and how does that apply to debt settlement?
How long will it take to settle a debt?
How does debt settlement impact my credit score?
What is an unsecured debt and how does it impact debt settlement?
What is the difference between debt settlement and debt consolidation?
Is debt settlement reported to credit bureaus?
What is debt settlement law?

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