Are there any ways to avoid paying for a debt settlement service?

Related FAQs

Are there any laws governing debt settlement?
Are there any risks associated with using a debt settlement firm?
What happens to the debt that’s been settled?
What should I do if a creditor refuses to negotiate a debt settlement?
Are there any discounts available for debt settlement?
What penalties or interest can creditors charge when settling debt?
When is it best to pursue debt settlement?
Is it possible to settle a debt for less than the amount owed?
Are there any programs offering debt settlement help?
What is the difference between debt settlement and debt consolidation?

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