Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Can I negotiate a debt settlement on my own?
Are there any alternatives to debt settlement?
What is the process for appealing a denied debt settlement?
Do I have to pay taxes on debt settled through negotiations?
How do I make sure I receive a fair settlement from my creditors?
What fees are associated with debt settlement?
What are the risks of choosing to settle a debt?
When is it best to pursue debt settlement?
Is there any way to expedite the debt settlement process?
Are there any legal requirements to debt settlement?

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