Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Can a creditor challenge a debt settlement?
Can a debt settlement company guarantee a successful settlement?
What is the best way to negotiate a debt settlement?
What if I can’t pay the full amount of a debt settlement?
How do I know if a debt settlement company is reputable?
How can I ensure I don’t fall behind on payments during the settlement process?
How do I protect my credit score during a debt settlement?
What is the difference between debt negotiation and debt settlement?
What is the difference between debt settlement and debt management?
Are there any risks associated with using a debt settlement firm?

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