Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

What are the guidelines for debt settlement under law?
What is the difference between debt settlement and debt management?
Is there a statute of limitations on debt settlement?
Can I negotiate multiple debts at once during the settlement process?
Can I negotiate a debt settlement on my own?
What is an unsecured debt and how does it impact debt settlement?
Are there any risks associated with using a debt settlement firm?
What should I do if a creditor refuses to negotiate a debt settlement?
How will I know if the debt settlement negotiations are successful?
How do I know if a debt settlement company is reputable?

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