Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

What penalties or interest can creditors charge when settling debt?
How long will it take to settle a debt?
What documents do I need to provide during a debt settlement process?
What is the average time frame for debt settlement negotiations?
Is there any way to expedite the debt settlement process?
Can I negotiate a debt settlement on my own?
What should I look for in a good debt settlement company?
What is the difference between debt settlement and debt management?
Are there any laws governing debt settlement?
What if I can’t pay the full amount of a debt settlement?

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