Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

How much money can I save by settling a debt?
Can I negotiate multiple debts at once during the settlement process?
Are there any alternatives to debt settlement?
How quickly can I expect to see results from a debt settlement?
What are the guidelines for debt settlement under law?
What is the best way to document a debt settlement?
How will I know if the debt settlement negotiations are successful?
Can I negotiate a lower principal balance as part of a debt settlement?
What happens if I miss a payment on a debt settlement?
Are there any ways to avoid paying for a debt settlement service?

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