Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Are there any services that can help me with a debt settlement?
Can I negotiate a reduced settlement amount?
Can a debt settlement company guarantee a successful settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Can I negotiate a lower principal balance as part of a debt settlement?
Can I settle a debt if I’m unemployed?
How does debt settlement impact my credit score?
How can I monitor my progress during a debt settlement process?
What fees will I pay if I use a debt settlement company?
Are there any potential risks if I choose not to settle my debts?

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