Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Are there any tax consequences to debt settlement?
How do I protect my credit score during a debt settlement?
How does a creditor determine if a debt should be settled?
What should I do if a creditor refuses to negotiate a debt settlement?
How much should I expect to pay for a debt settlement service?
What is the difference between debt settlement and debt consolidation?
What is the process for appealing a denied debt settlement?
How do I find out the balance of my debt?
What is the difference between debt settlement and debt management?
What happens if a debt settlement is not completed on time?

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