Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

How do I stop debt collection calls during the settlement process?
How do I report a debt settlement to the IRS?
Can a debt settlement company guarantee a successful settlement?
Can creditors refuse to negotiate a debt settlement?
Do I need to hire a lawyer to negotiate a debt settlement?
What are my rights and options when it comes to settling debt?
Are there any legal risks associated with debt settlement?
Can I negotiate a debt settlement over the phone?
How does debt settlement impact my credit score?
How will I know if the debt settlement negotiations are successful?

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