Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Are there any costs associated with a successful debt settlement?
What happens if I miss a payment on a debt settlement?
How do I protect my credit score during a debt settlement?
What is a lump-sum debt settlement and how does it work?
Are there any services that can help me with a debt settlement?
What is the best way to document a debt settlement?
Can a debt settlement company guarantee a successful settlement?
Is there any way to expedite the debt settlement process?
What is the average time frame for debt settlement negotiations?
Are there any legal requirements to debt settlement?

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