Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Are there any services that can help me with a debt settlement?
Are there any tax implications of debt settlement?
What happens to the debt that’s been settled?
Can I negotiate a debt settlement over the phone?
Are there any drawbacks to settling a debt?
Is there a minimum debt amount to qualify for debt settlement?
What will happen to my credit score after a successful debt settlement?
What is the difference between debt negotiation and debt settlement?
What is the average debt settlement amount?
What is the average time frame for debt settlement negotiations?

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