What should I do if I can’t agree on a settlement amount?

Related FAQs

Should I use a debt settlement company or negotiate directly with my creditors?
Do I have to pay taxes on debt settled through negotiations?
What is a “hardship program” and how can it help with debt settlement?
What happens if I miss a payment on a debt settlement?
Can a creditor challenge a debt settlement?
How does debt settlement impact my credit score?
Are there any legal requirements to debt settlement?
Are there any ways to avoid paying for a debt settlement service?
What are the potential consequences of a failed debt settlement?
What is the average debt settlement amount?

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