What is the difference between debt settlement and debt management?

Related FAQs

What should I do if I can’t agree on a settlement amount?
How will I know if a debt settlement offer is fair?
Is debt settlement better than bankruptcy?
What happens if I can’t afford to settle the debt in full?
Are there any drawbacks to settling a debt?
Is debt settlement reported to credit bureaus?
Can I negotiate a debt settlement over the phone?
Are there any laws governing debt settlement?
How does debt settlement impact my credit score?
Can I be sued while in the process of settling a debt?

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