What is the difference between debt settlement and debt management?

Related FAQs

Can I negotiate a debt settlement over the phone?
How does a creditor determine if a debt should be settled?
How will I know if a debt settlement offer is fair?
How can I ensure I don’t fall behind on payments during the settlement process?
What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if a debt settlement company is reputable?
Are there any alternatives to debt settlement?
What penalties or interest can creditors charge when settling debt?
What happens if a debt settlement is not completed on time?
What documents do I need to provide during a debt settlement process?

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