What is the difference between debt settlement and debt management?

Related FAQs

Are there any risks associated with using a debt settlement firm?
Is debt settlement reported to credit bureaus?
What happens if I miss a payment on a debt settlement?
How do I know if I have been approved for a debt settlement?
Can a creditor challenge a debt settlement?
How do I find out the balance of my debt?
What are my rights and options when it comes to settling debt?
How do I stop debt collection calls during the settlement process?
Can I negotiate multiple debts at once during the settlement process?
Are there any costs associated with a successful debt settlement?

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