What is the difference between debt settlement and debt management?

Related FAQs

Can I negotiate a debt settlement over the phone?
How do I know if I have been approved for a debt settlement?
Are there any discounts available for debt settlement?
Are there any potential risks if I choose not to settle my debts?
What should I do if a creditor refuses to negotiate a debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
How can I ensure I don’t fall behind on payments during the settlement process?
How do I make sure I receive a fair settlement from my creditors?
What happens if I miss a payment on a debt settlement?
What if I can’t pay the full amount of a debt settlement?

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