Can creditors refuse to negotiate a debt settlement?

Related FAQs

Can I negotiate more than one debt settlement at once?
Do I have to pay taxes on debt settled through negotiations?
Are there any alternatives to debt settlement?
What fees are associated with debt settlement?
What is debt settlement law?
What is a deemed satisfaction and how does that apply to debt settlement?
How can I learn more about debt settlement laws in my state?
What will happen to my credit score after a successful debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
What documents do I need to provide during a debt settlement process?

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