What is the process for appealing a denied debt settlement?

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Can I settle a debt if I’m unemployed?
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What happens if I miss a payment on a debt settlement?
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What are the potential consequences of a failed debt settlement?
Is debt settlement reported to credit bureaus?
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What is a debt settlement plan and how does it work?
Can a debt settlement company guarantee a successful settlement?
How quickly can I expect to see results from a debt settlement?

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