What is the process for appealing a denied debt settlement?

In North Carolina, the process for appealing a denied debt settlement primarily involves an appeal of the court’s decision. If a debt settlement is denied, the creditor must file a notice of appeal to the North Carolina Court of Appeals. Along with the notice of appeal, the creditor must file a transcript of the trial proceedings or an agreed statement of facts, as well as a brief and record with the court. The debtor may then file an answering brief. A hearing may be conducted with the appellate court at the request of either party. During the hearing, the parties may give arguments supported by the court record. After the hearing, the appellate court will issue a decision, either affirming or reversing the lower court’s decision. The appellate court’s decision will be the final word in the debt settlement appeal. The decision will include orders for the parties to comply with, and all parties must adhere to the court’s decision. A denied debt settlement can be appealed if the decision was incorrectly based on an incorrect interpretation of the law, or if important evidence was not considered.

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