What is a lump-sum debt settlement and how does it work?

Related FAQs

What happens if I miss a payment on a debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
What is a “hardship program” and how can it help with debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
Are there any discounts available for debt settlement?
Can a debt settlement company guarantee a successful settlement?
Can I be sued while in the process of settling a debt?
What fees will I pay if I use a debt settlement company?
Is debt settlement reported to credit bureaus?
Should I use a debt settlement company or negotiate directly with my creditors?

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