Can I be sued while in the process of settling a debt?

Yes, you can be sued while in the process of settling a debt in California. Under California law, creditors have the right to file a lawsuit against you if you fail to make payment on the debt. This is true even if you are in the process of negotiating a settlement with the creditor. The creditor has the option to either accept the settlement and close the matter, or reject it and take legal action. If the creditor decides to take legal action against you, they may file a lawsuit and obtain a court order to collect the debt from you. This is known as a judgment, and the creditor may be able to garnish your wages or seize your assets to satisfy the debt. It is important to keep in mind that creditors may take legal action at any point in the settlement process, especially if you are falling behind on payments or otherwise not living up to the terms of the agreement. If you feel like settling a debt is the best option for your situation, make sure you are aware of all the risks involved before signing anything. It is also wise to seek legal advice if you have any questions or concerns.

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