What is a “hardship program” and how can it help with debt settlement?

Related FAQs

How will I know if the debt settlement negotiations are successful?
When is it best to pursue debt settlement?
Can a creditor challenge a debt settlement?
Can a debt settlement company guarantee a successful settlement?
Does debt settlement hurt my chances of obtaining new credit?
Are there any costs associated with a successful debt settlement?
What if I can’t pay the full amount of a debt settlement?
What will happen to my credit score after a successful debt settlement?
How can I learn more about debt settlement laws in my state?
What penalties or interest can creditors charge when settling debt?

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