What is a “hardship program” and how can it help with debt settlement?

Related FAQs

How can I ensure I don’t fall behind on payments during the settlement process?
Is there a minimum debt amount to qualify for debt settlement?
Is debt settlement better than bankruptcy?
What happens if I miss a payment on a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Is debt settlement reported to credit bureaus?
Are there any laws governing debt settlement?
Is debt settlement a better solution than bankruptcy?
Can a debt settlement company guarantee a successful settlement?
What if the creditor refuses to settle the debt?

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