What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What is a “hardship program” and how can it help with debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?
Can I negotiate a lower principal balance as part of a debt settlement?
What is a lump-sum debt settlement and how does it work?
Are there any discounts available for debt settlement?
What are the potential consequences of a failed debt settlement?
Are there any legal requirements to debt settlement?
What happens if I can’t afford to settle the debt in full?
What if I can’t pay the full amount of a debt settlement?
How does debt settlement impact my credit score?

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