What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What happens if I miss a payment on a debt settlement?
Can I negotiate more than one debt settlement at once?
How will I know if a debt settlement offer is fair?
Are there any drawbacks to settling a debt?
Is there a statute of limitations on debt settlement?
Can I settle a debt if I’m unemployed?
Can I negotiate a debt settlement without a debt settlement company?
What is the difference between debt settlement and debt management?
How do I know if debt settlement is right for me?
Is debt settlement reported to credit bureaus?

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