What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Are there any legal risks associated with debt settlement?
What is the average debt settlement amount?
What is the best way to negotiate a debt settlement?
What are my rights and options when it comes to settling debt?
What is debt settlement law?
What are the guidelines for debt settlement under law?
How do I know if debt settlement is right for me?
What is the best way to document a debt settlement?
Are there any services that can help me with a debt settlement?

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