What is a “hardship program” and how can it help with debt settlement?

Related FAQs

Is debt settlement a good way to reduce debt?
Are there any legal requirements to debt settlement?
How do I know if I have been approved for a debt settlement?
How quickly can I expect to see results from a debt settlement?
How do I report a debt settlement to the IRS?
Can I negotiate a lower principal balance as part of a debt settlement?
What if I can’t pay the full amount of a debt settlement?
Are there any tax implications of debt settlement?
Are there any tax consequences to debt settlement?
When is it best to pursue debt settlement?

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