What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What are the guidelines for debt settlement under law?
What is a deemed satisfaction and how does that apply to debt settlement?
Are there any legal requirements to debt settlement?
How long will it take to settle a debt?
What happens if I can’t afford to settle the debt in full?
Can I negotiate a debt settlement without a debt settlement company?
Are there any discounts available for debt settlement?
What will happen to my credit score after a successful debt settlement?
Can a debt settlement company guarantee a successful settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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