Can I negotiate a lower principal balance as part of a debt settlement?

Related FAQs

How do I know if a debt settlement company is legitimate?
When can I start making payments on my debt settlement?
How do I report a debt settlement to the IRS?
What is the average time frame for debt settlement negotiations?
Is there any way to expedite the debt settlement process?
How can I monitor my progress during a debt settlement process?
Can I be sued while in the process of settling a debt?
What happens if a debt settlement is not completed on time?
What is a lump-sum debt settlement and how does it work?
Are there any legal requirements to debt settlement?

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