Can I negotiate a lower principal balance as part of a debt settlement?

Related FAQs

What happens if a debt settlement is not completed on time?
Are there any costs associated with a successful debt settlement?
What documents do I need to provide during a debt settlement process?
How does debt settlement impact my credit score?
What fees are associated with debt settlement?
Are there any discounts available for debt settlement?
Can a creditor challenge a debt settlement?
How do I report a debt settlement to the IRS?
Can creditors refuse to negotiate a debt settlement?
Can I be sued while in the process of settling a debt?

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