What penalties or interest can creditors charge when settling debt?

Related FAQs

How do I know if debt settlement is right for me?
How do I make sure I receive a fair settlement from my creditors?
Are there any laws governing debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Do I have to pay taxes on debt settled through negotiations?
How do I know if a debt settlement company is reputable?
How do I protect my credit score during a debt settlement?
Are there any risks associated with using a debt settlement firm?
Should I use a debt settlement company or negotiate directly with my creditors?
When is it best to pursue debt settlement?

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