Are there any legal risks associated with debt settlement?

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How long does it take to complete a debt settlement?
How will I know if the debt settlement negotiations are successful?
What should I do if a creditor refuses to negotiate a debt settlement?
How can I learn more about debt settlement laws in my state?
What are the guidelines for debt settlement under law?
What should I do if I can’t agree on a settlement amount?
Can I negotiate a debt settlement over the phone?
What is the difference between debt settlement and debt consolidation?
What is the best way to negotiate a debt settlement?

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