What are the guidelines for debt settlement under law?

Related FAQs

Can I negotiate a reduced settlement amount?
Is debt settlement a better solution than bankruptcy?
Are there any ways to avoid paying for a debt settlement service?
How long does it take to complete a debt settlement?
What are my rights and options when it comes to settling debt?
Can creditors refuse to negotiate a debt settlement?
How long will it take to settle a debt?
How do I report a debt settlement to the IRS?
What if I can’t pay the full amount of a debt settlement?
How do I make sure I receive a fair settlement from my creditors?

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