What are the guidelines for debt settlement under law?

Related FAQs

Can I negotiate a lower interest rate as part of a debt settlement?
Can I be sued while in the process of settling a debt?
Can I negotiate a lower principal balance as part of a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Should I use a debt settlement company or negotiate directly with my creditors?
What will happen to my credit score after a successful debt settlement?
Can creditors refuse to negotiate a debt settlement?
Are there any programs offering debt settlement help?
Are there any potential risks if I choose not to settle my debts?
What happens to the debt that’s been settled?

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