Can I negotiate a debt settlement without a debt settlement company?

Related FAQs

What is the average time frame for debt settlement negotiations?
How much should I expect to pay for a debt settlement service?
Can I negotiate a debt settlement without the help of an attorney?
How will I know if a debt settlement offer is fair?
Can I negotiate a lower principal balance as part of a debt settlement?
Are there any costs associated with a successful debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
How do I know if I have been approved for a debt settlement?
What fees will I pay if I use a debt settlement company?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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