Can I negotiate a debt settlement without a debt settlement company?

Related FAQs

What happens if I miss a payment on a debt settlement?
What if I can’t pay the full amount of a debt settlement?
Can a creditor challenge a debt settlement?
What is debt settlement law?
What is the best way to document a debt settlement?
Are there any legal requirements to debt settlement?
Can I be sued while in the process of settling a debt?
How can I ensure I don’t fall behind on payments during the settlement process?
Should I use a debt settlement company or negotiate directly with my creditors?
How do I protect my credit score during a debt settlement?

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