Related FAQs

Is there a minimum debt amount to qualify for debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
What is a “hardship program” and how can it help with debt settlement?
What is the best way to negotiate a debt settlement?
What is a lump-sum debt settlement and how does it work?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What are my rights and options when it comes to settling debt?
What if I can’t pay the full amount of a debt settlement?
What are the guidelines for debt settlement under law?
Should I be wary of any companies offering “instant” debt settlement?

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