What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Are there any tax consequences to debt settlement?
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Can I negotiate a lower principal balance as part of a debt settlement?
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Are there any discounts available for debt settlement?
Can I negotiate a lower interest rate as part of a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Is there a minimum debt amount to qualify for debt settlement?
What is debt settlement law?

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