What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Are there any risks associated with using a debt settlement firm?
How do I protect my credit score during a debt settlement?
Can I negotiate a lower principal balance as part of a debt settlement?
How will I know if the debt settlement negotiations are successful?
Can a creditor challenge a debt settlement?
Is there any way to expedite the debt settlement process?
How will I know if a debt settlement offer is fair?
What is an unsecured debt and how does it impact debt settlement?
Can I settle a debt if I’m unemployed?
Should I be wary of any companies offering “instant” debt settlement?

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