What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

What fees will I pay if I use a debt settlement company?
Can I negotiate a debt settlement over the phone?
Who should I contact to settle my debt?
Can creditors refuse to negotiate a debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
How do I know if debt settlement is right for me?
How will I know if the debt settlement negotiations are successful?
Can I negotiate debt settlement with multiple creditors at once?
What happens if I can’t afford to settle the debt in full?
What is the difference between debt negotiation and debt settlement?

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