What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Can I negotiate a debt settlement without the help of an attorney?
Are there any alternatives to debt settlement?
What happens to the debt that’s been settled?
Can I negotiate a lower interest rate as part of a debt settlement?
Is debt settlement reported to credit bureaus?
What is a “hardship program” and how can it help with debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
Is debt settlement a good way to reduce debt?
Are there any risks associated with using a debt settlement firm?
Are there any laws governing debt settlement?

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